Protect the people under your roof.
See how much cover your family really needs, compare plans across insurers, and have someone on your side when it's time to claim.
- Plain-English quotes
- No spam calls
- Help at claim time
Family cover check
20 seconds. No sign-up.
An indicative guide, not personal advice. Your health, age and existing policies change the right answer.
What would you like to protect?
Pick a line of cover and we'll explain what it pays for, what it doesn't, and what it should cost, before you decide anything.
Health insurance
Hospital bills, day-care and pre and post hospitalisation costs, without draining your savings.
Term life insurance
A large cover for a small premium, so your family's plans stay on track if you're not around.
Motor insurance
Own-damage and third-party cover for your car or two-wheeler, with help when it reaches the garage.
Personal accident
A lump sum if an accident leaves you unable to work, for the months when income stops.
Travel insurance
Medical emergencies, lost baggage and cancelled flights, sorted before you leave.
Pet insurance
Vet bills and surgeries for your dog or cat, so cost never decides their care.
Professional indemnity
For doctors, chartered accountants and consultants: cover if a client claims you made an error.
Fire and terrorism
For hotels, restaurants and shops: your building, stock and equipment, with terrorism cover where you need it.
SME package
Fire, burglary, marine, workmen's compensation, machinery and liability, arranged around how you operate.
Group health insurance
Hospital cover for your team and their families, with onboarding and claims support handled by us.
Cyber insurance
Cover for data breaches, ransomware and the cost of getting back to work.
Work out the number before you talk to anyone.
Two quick calculators built on the rules of thumb advisers actually use. Move the sliders and see your answer change.
Use today's replacement cost, not what you paid. Under-insuring can shrink a claim payout.
Suggested life cover
₹1.7 crore
- 15× yearly income
- ₹1.8 crore
- Plus loans
- ₹30 lakh
- Minus existing cover
- ₹0
Rule of thumb: income × a multiplier that falls as you near 60, plus loans, minus cover you already hold.
Suggested total sum insured
₹44 lakh
- Property (stock, contents, building)
- ₹35 lakh
- Business interruption (6 months)
- ₹18 lakh
Ask us to include terrorism cover. Business interruption is usually a separate cover or add-on.
Three steps, and we're with you for all of them.
Tell us what to protect
Use a calculator, fill the short form, or just message us on WhatsApp.
We compare and explain
You see options from different insurers, with exclusions and waiting periods in plain English.
We help when you claim
Call us first. We help with the paperwork and follow up with the insurer for you.
Is your hotel, restaurant or shop insured for what it would cost to rebuild?
Many owners find out about gaps in their cover after a loss. A 20-minute review before renewal is a better time.
- Fire and terrorismBuilding, stock, kitchen and equipment, valued at replacement cost.
- Business interruptionIncome cover while you rebuild, so salaries and rent still get paid.
- Group health for your teamA benefit staff value and a reason for them to stay.
When something goes wrong, start here.
Choose what happened and tick off the documents as you collect them. Then call us and we'll take it from there.
Typical documents only. Your insurer's list is final, and many policies set time limits for informing them, so report early.
Myth or fact? Test your insurance know-how.
Five statements, two minutes. See how many you get right.
What you can expect from us.
Plain-English quotes
Exclusions, waiting periods and co-pay are shown up front, not buried on page 14.
No spam calls
You choose how we reach you: call, WhatsApp or email. We stick to it.
Help at claim time
We help with documents and keep following up with the insurer so you don't have to.
Local and reachable
Walk into our Tathawade office or call, and talk to someone who knows your file.
Questions people ask us.
What does it cost to use InsureArtha?
Premiums are set by the insurers. We are paid a commission by the insurer when you buy a policy, so you don't pay us a separate fee for placing it. Ask us to show you the premium and the policy terms before you decide.
Will you pressure me to buy?
No. Tell us how you'd like to be contacted and we'll stick to it. Take your time, compare, and come back with questions.
Can I buy a policy without visiting the office?
Yes. Use the quote form, or message us on WhatsApp, and we'll arrange it by phone or video. You're also welcome to walk in at our Tathawade office.
What should I do if I need to make a claim?
Contact us and your insurer as soon as you can, as many policies set time limits for reporting. Our claims helper above lists the documents people usually need.
How accurate are the calculators?
They are simple guides based on common rules of thumb, not personalised advice. For a recommendation that reflects your health, income and existing policies, talk to one of our advisers.
Talk to a person, not a script.
Send us a few details and an adviser will get back to you the way you prefer. Or just walk in.